What does it mean to truly retire on your own terms?

In this episode, I’m joined by Marc Baker, who shares his journey from a nearly three-decade government career to full retirement in his early 50s. Rather than being pushed out by frustration, Marc made a deliberate, well-planned decision to step away, choosing peace of mind over continued income.

We discuss the importance of mindset in major life transitions, why having interests and community outside of work is critical and how intentional planning shapes a more fulfilling retirement. Marc also opens up about adjusting to a life without a set schedule and what he’s focusing on in this next chapter.

This conversation is a powerful reminder that retirement isn’t just about leaving work, it’s about building a life you actually want to live.

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